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   Welcome to XCARD!   

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send and receive money
instantly, with no hidden costs

spend anywhere,
any cryptocurrency, any payment card

XCard App

spend anywhere,
any cryptocurrency, any payment card

XCard Biometric Credit Card
Xcard Wallet Image

Xcard Wallet

All-in-one digital wallet & crypto credit card

Our mission is to connect fiat currencies and crypto assets in real-time. You can store, trade, and exchange any crypto and fiat currency instantly, at the best execution rate. For the first time, you can spend your funds anywhere in the world, with any existing payment card that you have.

You can connect any credit card, debit card or prepaid to spend your assets at any point of sale and e-commerce, or use for ATM cash withdrawals. We also issue our crypto credit card with VISA which allows instant and super safe use of any crypto and fiat currency.

Xcard Biometric Card
Mobile App Presentation
Xcard Wallet Image
Xcard Wallet Image

Multi Asset Wallet

XCARD, as a multi-asset wallet, supports a large number of financial assets and services including:

  • 150 Fiat Currencies
  • Any liquid cryptocurrency or token
  • Securities based on the blockchain technology
  • Non-fungible tokens, and Collectibles...
    and their auctions
  • eCommerce payment services
  • Peer to peer transfers, lending & recurring payments.
Xcard Wallet Image

Pay Everywhere

XCARD, a total game-changer, is providing merchants the ability to accept payments in the desired currency. You can pay in any crypto and fiat currency, and sellers can receive in the currency of their choice, at the same time. You decide transaction details independently, while XCARD converts the transaction for you.

As an alternative to directly spending your crypto, you can get a loan on your card, using your cryptocurrency as collateral, and pay without getting rid of it.

Xcard Wallet Image

The immediate exchange at the best price

You can trade with any cryptocurrency, and exchange crypto to fiat & fiat to crypto immediately, at the best price.

XCARD decentralized internalizer and intelligent atomic swaps functionality allow for all transactions to be most efficient and in real-time, without waiting for network consensus. It aggregates data and liquidity from different sources (partner exchanges, brokers and own pools) providing the best exchange price available on the market.

Xcard Wallet Image
XCard Background Logo

Top features

SAFETY & CONVENIENCE SAFETY & CONVENIENCE

Perfect place to make your first step towards cryptocurrencies in a secure environment.

BUY CRYPTOCURRENCIES EASILY BUY CRYPTOCURRENCIES EASILY

Buy Bitcoin or other cryptocurrencies using your payment card or wire transfer.

LIMITLESS EXPERIENCE LIMITLESS EXPERIENCE

Trade with any cryptocurrency and exchange crypto to fiat & fiat to crypto immediately.

ANY PAYMENT CARD ANY PAYMENT CARD

Sign up to XCARD Wallet with your existing payment card and start buying cryptocurrencies or spending them freely anywhere in the world.

GET A LOAN ON YOUR CARD GET A LOAN ON YOUR CARD

Spend your cryptocurrency without getting rid of it.

FULL KYC COMPLIANCE FULL KYC COMPLIANCE

XCARD Wallet is fully KYC compliant. Our onboarding process is much easier than opening a bank account.

INSTANT SETTLEMENT INSTANT SETTLEMENT

XCARD decentralized internalizer and intelligent atomic swaps functionality allows for all transactions to be most efficient & in real-time.

Xcard Wallet Image

Resources

XCARD
WALLET & CRYPTO CREDIT CARD

XCARD is a licensed digital banking alternative for crypto and fiat currencies, which provides an all-in-one digital wallet, cryptocurrency credit card and peer to peer payment system. You can perform any financial and cryptocurrency transaction in real-time, with no limits.

THIS IS HOW
IT WORKS

Roadmap

Step 1

XCARD liquidity provider API that allows crypto enabled companies to buy and sell crypto through the XCARD API on the free market.

Q1 2020 – Implemented connectivity with liquidity providers (crypto side)
Q2 2020 – Integration ready for the first customers
Q1 2021 – Implementation of FX connectivity for online FIAT currency exchange

Step 2

XCARD Terminal App – a mobile acquiring application that allows accepting payments in physical places (like shops or service points) with no monthly running fees.

Q3 2020 – Beta tests of the solution with selected merchants
Q4 2020 – Commercial rollout in selected European countries
Q1 2021 – Commercial rollout in selected Country abroad

Step 3

XCARD buy-sell-crypto payment widget that allows anybody to earn referral fees by allowing its website visitors to buy, sell, and swap cryptocurrencies in the most convenient way, like crypto exchanges and other institutions.

Q3 2020 – Website allowing buying crypto easily for EU citizens (implemented top
10 coins and 4 FIAT currencies: USD, EUR, PLN, CAD)
Q4 2020 – Commercial rollout worldwide with more fiat coins

Step 4

XCARD Wallet – a mobile multi-wallet application

Q3 2020 – Will be implemented and released
Q4 2020 – Full-scale launch
Q1 2021 – Internalizer and atomic swaps

Step 5

XCARD Crypto Credit Card to help crypto enthusiasts buy, sell, exchange, and spend crypto andfiduciary currencies easily and instantly at any point of sale, online and offine.

Q4 2020 – First 1000 cards will be issued

Step 6

XCARD e-commerce fiat against crypto gateway that allows merchants to accept payments in both fiat and cryptocurrencies using payment cards (VISA, MasterCard), wire transfers, QR codes, pay-by-links, and PayPal.

Q2 2021 – Beta tests with first e-commerce platforms
Q3 2021 – Commercial rollout

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