
Xcard Wallet
All-in-one digital wallet & crypto credit card
Our mission is to connect fiat currencies and crypto assets in real-time. You can store, trade, and exchange any crypto and fiat currency instantly, at the best execution rate. For the first time, you can spend your funds anywhere in the world, with any existing payment card that you have.
You can connect any credit card, debit card or prepaid to spend your assets at any point of sale and e-commerce, or use for ATM cash withdrawals. We also issue our crypto credit card with VISA which allows instant and super safe use of any crypto and fiat currency.




Multi Asset Wallet
XCARD, as a multi-asset wallet, supports a large number of financial assets and services including:
- • 150 Fiat Currencies
- • Any liquid cryptocurrency or token
- • Securities based on the blockchain technology
- • Non-fungible tokens, and Collectibles...
and their auctions - • eCommerce payment services
- • Peer to peer transfers, lending & recurring payments.

Pay Everywhere
XCARD, a total game-changer, is providing merchants the ability to accept payments in the desired currency. You can pay in any crypto and fiat currency, and sellers can receive in the currency of their choice, at the same time. You decide transaction details independently, while XCARD converts the transaction for you.
As an alternative to directly spending your crypto, you can get a loan on your card, using your cryptocurrency as collateral, and pay without getting rid of it.

The immediate exchange at the best price
You can trade with any cryptocurrency, and exchange crypto to fiat & fiat to crypto immediately, at the best price.
XCARD decentralized internalizer and intelligent atomic swaps functionality allow for all transactions to be most efficient and in real-time, without waiting for network consensus. It aggregates data and liquidity from different sources (partner exchanges, brokers and own pools) providing the best exchange price available on the market.

Top features

safety & convenience
Perfect place to make your first step towards cryptocurrencies in a secure environment.
buy cryptocurrencies easily
Buy Bitcoin or other cryptocurrencies using your payment card or wire transfer.
Limitless experience
Trade with any cryptocurrency and exchange crypto to fiat & fiat to crypto immediately.
any payment card
Sign up to XCARD Wallet with your existing payment card and start buying cryptocurrencies or spending them freely anywhere in the world.
Get a loan on your card
Spend your cryptocurrency without getting rid of it.
full kyc compliance
XCARD Wallet is fully KYC compliant.
Our onboarding process is much easier than opening a bank account.
instant settlement
XCARD decentralized internalizer and intelligent atomic swaps functionality allows for all transactions to be most efficient & in real-time.

Resources
XCARD
WALLET & CRYPTO CREDIT CARD
XCARD is a licensed digital banking alternative for crypto and fiat currencies, which provides an all-in-one digital wallet, cryptocurrency credit card and peer to peer payment system. You can perform any financial and cryptocurrency transaction in real-time, with no limits.



THIS IS HOW
IT WORKS
Roadmap
Q4 2019
BETA of XCARD Wallet (Android & iOS) available for the first 5K users.
IEO: expected goal $5M equivalent.
Q1 2020
Launch of XCARD wallet on App Store and Play store
Integration with selected partners: VISA, Santander Bank, GateLab, Exchanges, PSP.
Q2 2020
Decentralized internalizer with intelligent atomic swaps set up.
Launch of XCARD crypto credit card in EU.
Q3 2020
Full featured XCARD Wallet & crypto credit card goes live.
Launch of XCARD crypto credit card in Asia & South America.
Q4 2020
Platform for 3rd party services available (loans, insurance, etc.)
Launch of XCARD crypto credit card in Africa.
Q1 2021
Community voted improvements sprint one starts here.
contact
Press
Investors
Beta testing